What You Need to Know About Life Insurance
At Calvo Insurance in Hallandale Beach, Florida, we partner with different insurance carriers so we can present our clients with insurance options suitable for their needs. One of these options is life insurance, which can be an essential part of your life.
Importance of Life Insurance
Purchasing one of these policies can provide you with peace of mind, knowing your family members will have a financial safety net after you pass away. The benefits from a life insurance policy could be used to pay for your final expenses, debts, or college tuition, among others.
Mortgage Protection Insurance
Invest in your family’s future through a mortgage protection insurance plan. This covers your home mortgage and will ensure that you will never lose your home, no matter what the circumstances are.
Term Life Insurance
With our help, you can find the most affordable type of life insurance that you can invest in. Term life insurance is set for a fixed period of time, anywhere from 10 to 30 years. This also depends on your current age and health conditions.
Universal Life Insurance
Get a permanent life insurance plan with flexible premiums and adjustable benefits. It offers cash values, which you can use for your children’s education. In addition, this type of insurance can also cover your retirement income and incidental expenses.
Debt Free Life
This serves as an insurance solution that builds cash value over time. As your money grows, you can pay for all your debts incrementally. Aside from that, you can save your remaining balance and use it for your retirement. You can help your family achieve financial freedom and have a tax‑favored income with Debt Free Life.
What Are Final Expenses?
Final expenses are costs that must be paid when a person passes away, including medical expenses and burial costs. Having a life insurance policy that will give the family money upon death ensures families can grieve without worrying about debt or unexpected costs.
Talk to Us About Life Insurance
When you need to choose a policy that will protect your family after you pass on, contact us. We’ll provide insurance carriers that have what you need at a good price.